I have been in the California Health Insurance Market for about 10 years and thus I have been following this really close.   Some of the controversial issues are listed below and how it will affect you are:

1-Will I be able to keep my current doctor? Maybe not.  If you employer deems the government plan will cost save him money (the fine is less than his company premium) you can bet your last nickle some employers that offer group coverage will drop their company plan and force employees to go on the government plan.   Like Medicare and Medical many doctors don’t accept these plan, even Medicare Supplements (they don’t pay the market rate for services) and if you fall into this situation you may be forced to find a new health care provider.

2-How will the government pay for the program? Well, politicians say that it will be deficit neutral and won’t add a dime to the deficit.  If this is the case this will be the first (ever) government program to be delivered on budget and on time.  If we look at Medicare and Medical and even Social Security they are completely under funded and tinkering on being financially insolvent.    I think this statement is mis-leading and not even possible-to say the least.  Plus, they have identified $600 billion dollars to TAKE from Medicare to pay for this program. As if there was just $600 billion dollars of money sitting there that they are “waiting” to take from roll out their plan?  If it is there “why have the been waiting so long to save the tax payers the money”-come on?

These are just (2) areas of concern and conversation that I thought I would throw out to the web world. Your comments pro or con are much appreciated.