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IS HealthCare Reform DONE? Posted on January 29th, 2010
Well, it appears that it is-for now. With the public speaking out via the election in Mass I believe Obama and the Dems will need to pull back on their agenda. However, without some type of “reform”, which was one of Obama’s campaign platforms I think Pelosi and Reid will not give up and they will try to re-work the bill in a much more centrist format.
Let’s wait and see what the version of “health care reform” brings us and how it will affect the California Health Insurance Market-both individual, family and group health insurance.
Your comments are appreciated and welcome.
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Keyword here Posted on October 10th, 2009
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Obama Care-Show me THE MONEY! Posted on October 9th, 2009
OK so Obama is stating the his program is revenue neutral. For those of you who believe that-please allow me to present a few facts and opinions.

1-The Senate Finance Committee “carefully” drafted a bill that assumes that cuts in Medicare will save $200 billion with cuts to the “Sustainable Growth Rate” cuts to Medicare spending through 2012 and beyond. (Sound the trumpets please)… These same requirements drafted by the CBO have been in place since 2003-and every year Congress has vetoed these same cuts. The assumption that Congress will all of a sudden get financially prudent is silly and certainly not realistic to budget savings accordingly.
2-Another similar analysis applies to the other 200 billion that the government seeks to cut from fraud, waste and abuse from Medicare and other federal health care spending. Well, hasn’t the government been promising to do this since my parents were born? Every now and then a little “fingernail” get’s trimmed. But, the last time I checked the spending keeps rising and proportionately fraud and waste follow right behind. Please explain how this pattern is now all of a sudden going to change?
3-It also worth noting that the Baucus bill includes more spending than cuts. The biggest is the 40% tax on health insurance plans in excess of $8,000 for individual and $21,000 for families-the “Cadillac” plans.
So, to sum this up provided that the sun rises in the west and sets in the east I think the Obama care health care bill will be (1) deficit neutral, (2) be on budget and (3) reduce the budget-as stated.
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Company Overview Two Posted on September 28th, 2009
We know and respect that our clients have and deserve choice. From our single subscriber to our large group clients we give each client the same respect and time-regardless of size or need. Every client contributes to the success of our business. We appreciate and value your trust and business.
We are committed to representing consumer and their needs to the carriers. I attend conferences and sit on committees and speak on behalf of our clients and their need for health improvements.
I am passionate about my business.
Don Ariosto-Owner
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CIF Insurance Agency Inc.:Company Overview Posted on September 28th, 2009
Founded in 2001, California Insurance Finder.com and Beach Cities Health Insurance.com are our two webs site representing Beach Cities Health Insurance Inc-Huntington Beach, California. We are licensed in the states of California, Arizona, Colorado and Pennsylvania under CIF Insurance Agency Inc.
We understand that shopping for health insurance can be confusing, time consuming and overwhelming with so many choices. My company and web site was founded to provide consumers” on-line resources which strive to make this difficult process less time consuming and difficult.
Since inception, our mission is to provide the best service and relevant information to our individual and group clients to help them in their search for the best value for their dollar. From the initial sale, claims, forms, administrative needs to simple questions and help, we pride ourselves in that our clients should never have the need to contact the carrier ever again.
We appreciate your business and are mission is to help.
Don Ariosto-Owner
CIF Insurance Agency Inc.
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